Choosing a new credit card

Part of your credit card points strategy should involve making sure you’re using the right rewards credit card for everything you buy. Many of the same cards provide similar perks as their high-end counterparts, but a few are worth keeping an eye on if you’re searching for a new credit card.

Once you determine what cards are best for your circumstances, you can decide on the best plan for using the points that you earn. After all, if you’re using the points for things that will make your purchases feel like a perk, then you’re giving yourself a bonus to put toward those things you’re already doing.

Plus, there’s no shame in not using the card that you really want when you’re looking for one that gives you the perks you’re after. Just keep in mind that you can always pay it off at a later date if you decide that you want to pay off your entire balance in full.

How to Pick the Best Credit Card for You: 4 Easy Steps - NerdWallet

No matter which credit cards you choose to stay with, you should definitely try to make the most of your frequent flyer points. After all, there’s no way you can get to all the cool things you want to do with all that frequent flyer miles.

The credit card comparison tool above features the most popular credit cards from all major issuers, ranked by a couple of key metrics. These metrics include the Chase Sapphire Reserve, American Express Premier Rewards Gold, and Chase Sapphire Preferred, as well as the Capital One Venture Card from Capital One. The scores are based on credit and repurchase history, but no other information has been removed.

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